Telegram now lets users withdraw TON from their accounts

Telegram has updated the “My TON” section, which users top up to pay for sponsored posts or gifts, and has finally enabled direct withdrawals.

In practice, “My TON” already functioned as a wallet for Telegram-native services: users could fund a balance, pay channel owners for suggested posts, and buy gifts traded on the official secondary marketplace. The main limitation was that while money could be added, unused funds could not be withdrawn.

Withdrawals now work through Fragment with KYC and ID verification, letting users reclaim both unused balances and TON earned from secondary-market sales. With this step, Telegram is effectively turning “My TON” from a closed stored-value pocket into a wallet with a real off-ramp.

Commenting on what this shift means for both builders and users, Tim Markin, Product Manager at GiftHorse and former Telegram engineer, says:

“Turning ‘My TON’ into a true off-ramp changes the economics of Mini Apps. Creators and developers get real liquidity, not store credit, which raises willingness to accept TON, plan longer-term monetization, and invest in content. That typically nudges ARPPU and LTV up because value exists outside the platform instead of getting stuck inside it. The trade-off is a higher UX bar: show the net amount after fees, provide a clear ETA for settlement, and surface a readable transaction history to keep support tickets down.

From a risk standpoint, expect daily and weekly caps, velocity checks, and geo-fences on withdrawals to keep fraud in check. For Mini Apps and the gift and NFT economy, the signal is bigger than convenience; Telegram is positioning itself as a payments and economic ecosystem, not just a messenger.”